Solutions
Government authorities that issue identities such as passports, driving licenses, national ID cards, PAN, and voter IDs can leverage Dynamic Partial ID (DPID) to enhance the security of sensitive identifiers — including citizen ID numbers, health insurance IDs, patient IDs, employee IDs, and student numbers.
DPID also secures additional attributes such as the identity’s expiration date, protecting them from unauthorized access and tampering.
This concept provides broad-spectrum protection, securing both physical and digital identities.
Private sector enterprises and service providers can also issue secure online IDs and benefit significantly from Ānśik ID.
Both hardware-based and software-based (mobile app) Ānśik ID smart cards will be supported for the government identity sector.
Payment industry identities — including debit cards, credit cards, prepaid cards, and mobile wallets — can be secured using Ānśik ID.
In addition to protecting the long card number, this system also secures the expiry date and CVV (security code).
Furthermore, NetBanking usernames and passwords are safeguarded against all known forms of credential-based attacks.
Mobile payment wallets such as Apple Pay, Google Pay, and UPI apps allow users to make payments without using physical cards. However, these wallets are still linked to underlying card credentials.
Globally, among users who have mobile payment wallets:
- 1. Approximately 62% still rely solely on physical cards for card-present (CP)
- 2. Over 70% continue to use physical cards for card-not-present (CNP).
Partial ID enhances the security of payment industry credentials, providing an added layer of protection that complements existing systems.
Both Ānśik ID hardware and software-based smart cards will be supported within the Payment Industry ID vertical.
Many consumers are unaware that a static username is a significant attack vector when it comes to online identities and two-factor authentication (2FA). This is because it is often the first piece of information that a malicious actor attempts to gain.
Together with support for dynamic passwords, this method offers One-Time Usernames (OTUN), a dynamic username that varies with every session.
When combined, they defend important online identifiers like usernames and passwords against prevalent credential-based assaults.